# Report: WH will delay Obamacare employer mandate until 2015

They are getting worried because employer’s will not hire full time employee’s and then they will start letting people go because of this…..

# Review: Ploom ModelTwo E-Cig Vaporizer

This looks interesting. I recently bought an ecigeratte a year ago and of course, they do not sell them in Florida. So I had to buy another type that I could buy the cartridges for here in my hometown. I love it because you are not getting the other 419 carcinogenetic that you would be getting from traditional cigarettes.

# Snowden Running Out Of Options For Asylum

I do not like the fact that the government is listening or reading things that I put on the internet. However, I have nothing to hide I still think that our freedom to do anything in this country are being taken away. People do not realize what is happening to our country. I do not understand why people are just sitting around letting all these things happen right before our eyes. Pretty soon they will take over everything and we will be taking numbers to get gas, food, and anything else they can ration.

# Canada Day Fireworks from Atop Fairmont Chateau Laurier

Awesome Pictures! I love watching fireworks. I am sure that is the best view to watch fireworks.

# Mean, Mode, and Median

Does all statistical data have a mean, median, or mode? Why? When is the mean the best measure of central tendency? When is the median the best measure of central tendency?

The mean is an average of a set of data and in order to find the mean you would simply add the numbers together and divide by the total number of inputs that were available to find the mean of those numbers. As a homeschool teacher I have to use this to find the mean of one of the students grades by adding all of the grades together and dividing the numbers by how many assignments were done. The median is the middle number that is given within the set of data and has been organized in ascending order to give me the median of the assignments. The mode of this example would be the number that occurs more frequently in the data. Statistical data does not always have a mean, mode, or median but should have at least one of these statistical measures. Using average is the best measure of a central tendency because it depends on the set of data and whether or not it has outliner’s. Furthermore, if there are not many outliner’s mean can be a good measure but if outliner’s are present within the data median is the better measure to use because it would not skew the information based on the outliner’s data. In contrast, most statistical data has a mean, median, mode, or all three, but there are some instances in which certain calculations cannot be made or are arbitrary.

# Forecasting

Introduction

In researching forecasting within a business some of the information has proven to be very helpful in determining what the future holds for the business or company. Some of the concepts this paper will cover has to deal with indexes and the different types of indexes that are involved with any type of business. With any business forecasting the future trends are important because these charts show the trends over a period of years based on the averages. All company’s have forecasting to meet the goals and objectives within the business. Rating systems can also be viewed as an index but require certain factor’s in particular rating systems. There is a variety of index’s throughout the business world some of them consist of the Dow Jones Industrial Average, the Consumer Price Index, and the Consumer Confidence Index.
Forecasting is a process in which, business’s make statements about the events where the actual outcome has typically not been observed. Business’s tend to make forecasting apart of the business because it sets out goals and objectives for them to achieve. Without forecasting the business would not have any type of goals or objectives to reach therefore, the business would not know what to predict for the upcoming years or months. Forecasting is done in a variety of ways and tells different types of information based on the business. The chosen forecasting for this project was the Winter and Summer Highs for a period of four years. Based on the information that was given the forecasting of these two items fluctuated throughout the years. Estimation of the future goals of the business would allow them to achieve success. For example, the current company that I work for right now uses forecasting to determine the amount of sales that they will do during each of the two shifts. Even though forecasting is just an estimation of the sales that they will possibly do it is a goal that they work towards. The Dow Jones Industrial Average (DJIA) is a well-publicized index that reflects the value of stock prices (Sevilla, 2007).
In reading the text about rating index’s this type of index can be considered as a type of indexing scheme. These types of rating index’s are set up for company’s to compare movies, colleges, cities, or other institutions. When consumer’s buy movies the company will rate how popular the movies are depending on the demand of the product. Movies are rated on the content of those movies and placed in the following categories: PG, PG-13, R, NC-17, or G. Rating index’s can also be used to organize places, or things based on the amount of traffic a certain place has had over the past year or compared to earlier years. This could be used to base the future’s popularity of certain places around the world. In order for a business to use the rating system indexes appropriately, the business needs to consider the information that is included in the rating as well as the reliability of the information. We encounter rating systems when various organizations rate, for example, the best cities for walking or the best “family-friendly” companies (Sevilla, 2007)..
The charts show how the time series data of indices fluctuates by decreasing and increasing steadily of the months, and years. Throughout these years the information that has been provided shows that the fluctuation over these years will more than likely continue. During the fifth and ninth months is when the summer highs were at their peak. Then in the tenth month it dropped considerably with a slight peak in month eleven and then back down at the twelve month. During the winter highs the fluctuation begins at the beginning of the year and has the highest peak during the eleventh and twelfth month. The winter highs started off with a high peak and tapered off throughout the upcoming months. Looking at the information it looks like the last two months of the year were the best time for the winter highs.
In conclusion, by looking at the market prices, trends, and forecasting business’s can set out goals, and objectives. Predictions and outcomes are different and sometimes those goals and objectives are not met. But with any business these figures are not set in stone and can be changed to meet the future trends, and market prices. Forecasting is a way to forecast or predict what the company or business will do during the year, or months. There is no guarantee that that the number’s that have been projected will be matched. Forecasting with indexes is a excellent way to make sure that demands are being met throughout the business.

References:

Sevilla, A., & Somers, K. (2007). Quantitative reasoning: Tools for today’s informed citizen (1st ed.). Emeryville, CA: Key College Publishing.

# Inbox Pays to open emails

this is wonderful if you have the time to spend on opening emails on a daily basis. Although with everything else that needs to be done in a day’s time will not leave you much time to do anything else but relax.

# Blowing Off Steam

One of the ways that I like to blow off steam is to write because when I write I can write the most terrible feelings, or thoughts down on paper. Sometimes it helps me and sometimes it does not. But once I write it down on paper it is done and over with until I find the paper that I wrote it on. Sometimes it is nice to sit down and read what I have written over the years. Some of it is pretty funny when I finally re-read what I have written. While working sometimes I would like to go in the freezer and scream really loud and that seems to calm me down as well. But writing is the best way for me right now because I can release those thoughts out of my brain.

# Time Value of Money

Why is the time value of money concept important? In what quantitative decisions might the time value of money be used?

In business the time value of money is very important because it allows business’s to determine how much an investment will increase in value over a determined amount of time. The way that the stock market, and how the government is going these days many people are putting their money that they earn into 401k’s or IRA’s which over a period of time will calculate the value of their investment. There is a variety of investment tools that are out there to help people with investing their money in any time of investment. Many people choose the high interest rate that normally pays off in the long run if the investment is not touched. Many people have decisions to make regarding different positions within their life. Student loans, and financing a home use the time value of money. The interest rates have dropped since the financial meltdown. Many students have ended up with the lower interest rates. You have to have a clear understanding of the time value of money are able to better analyze the risks that are involved with the investments, and can make the money work for them instead of against them. This is something that I wish I understood a little better so that I can make the money work better for me instead of against me. Most companies use the time value of money to compare their investment alternatives in regards to profits, and earnings. These companies also use time value of money with leases, annuities, savings, mortgages, and loans. In order to make the right decisions for the company time value of money should be the top priority for any business to make solid financial decisions.